#3 is the best. The exposure is better here. You should post a shot of the target so that we can see what spikes your were dealing with. I suspect, you pushed as far right as you could. But the camera LCD's histogram is not as accurate as Photoshop. You need to compare the photoshop histogram to the the camera one. In your case you have clipping in the red channel. So that means you need to not push as far right in your particular case. Also remember that the target gives you the optimum exposure for middle gray. At that point you adjust exposure based on fair skin, middle tones skin, or dark skin tones. So for example, would the right hand exposure example be closer to her natural skin tones:
Cheers,
rfs